Watercraft Comprehensive, Third Party Fire & Theft, Third Party Property Only. 1, SA Licence T23/854 & NSW Authority TP/00259. CTP insurance protects the third party, being pedestrians, passengers. It will only be possible to request an online Quote until 27/6/2016, however, telephone applications will continue to be available until. What is a Green Slip? A CTP insurance policy or Green Slip predominantly protects the driver of the motor vehicle from liability if they were to injure or cause the death of a person or people in a motor accident. # Excluding that which is covered, or would have been covered by CTP Insurance if in place. Entry Period: 12. In addition, Shannons offers free membership to the Shannons Club - Australia's largest online motoring enthusiast community. Find a store. Motor claim enquiries. Service NSW on 13 77 88. 1. Last Name. 15% multi-policy discount # when you combine any 3 or. Competition conducted by Shannons, L23, 80 Ann Street, Brisbane Queensland 4000. Compulsory Third Party (CTP) Personal Injury Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO (GIO). The Target Market Determination is also available. As an NRMA member, your roadside assistance or My NRMA membership both count towards your policy count with NRMA Insurance. If you have an enquiry about applying for a CTP refund, contact. Find out more. NSW, ACT, Qld and SA offer a choice of CTP provider. They discriminated against my son because he is 19 yrs old and has a short driving history and received one suspension because easy to become suspended with 1 offence on P licence. These markets are fairly distinct, with most larger insurers focusing on only one type, although in recent times several of these companies have broadened their scope into more general financial services, and have faced. Your CTP policy will be refunded back to the date the registration is cancelled. Images for illustrative purposes only. If you’re involved in an accident while out ridesharing, it’s quick and easy to make a claim. My last bike registered a few months ago was a 1000cc and had 173hp standard and was only. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). 1941. Call 13 46 46. The 11-day. Today: 8am - 7pm AEDT . say-no-to-budget-direct Sydney, NSW. Get a Quote. com. Club Marine’s Pleasure Craft Insurance is underwritten by Allianz and designed by insurance professionals with a real understanding of boating. Get that new car smell back with Youi’s new car replacement feature. See Shannons Online Terms for further information. 4 out of 5 stars from 1,089 genuine reviews on Australia's largest opinion site ProductReview. JET SKI. There’s a lot of confusion around Compulsory Third Party (CTP) insurance. Call 13 46 46. Lodgement. Get a Quote. Purchase CTP insurance (a green slip) from a NSW CTP insurance provider. Today: 8am - 7pm AEDT. Email address. Call CTP Assist on 1300 656 919 or email [email protected] Car Insurance, NSW and ACT CTP Insurance, and Caravan Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. The team are insurance specialists who can support you directly and make sure you’ve got the level of cover you need. The greenslips. 59pm 13/12/23 (Melbourne time). 00 +GST ffs. Compulsory Third Party (CTP) insurance. Compulsory Third Party (CTP) Personal Injury Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO (GIO). Here is how you can contact our Customer Relations Team: By Phone: 1300 240 664. This page provides information on the Certificate of fitness / certificate of capacity . This information is for people injured on NSW roads between 1 December 2017 and 31 March 2023. QBE Insurance also provides standard. Youi offers CTP insurance for drivers in NSW, call us on 13 9684 for more information or start a quote. CTP cover is a legal requirement – you must have it to register your motorcycle in Australia. Each covers different things. QLD CTP existing customers Monday to Friday, 8:30 AM to 5 PM AEST. Featuring a unique bonded extruded aluminium chassis with a tuned and mid-mounted 1. gov. It might cost you a bit extra to pay monthly, but some people go with this option as it works better for their finances. * Purchase a new Shannons Motor Insurance Policy or add a new risk to an existing Shannons Motor Insurance Policy (Motor Insurance) during the Entry Period, excluding CTP insurance and renewals. Type text, add images, blackout confidential details, add comments, highlights and more. A greenslip or compulsory third party insurance (CTP) is a legal requirement for vehicles registered in NSW. Shannons insurance products are specially tailored to the individual needs of motoring enthusiasts and relies on direct contact with clients rather than through other agents or brokers. It is distributed by Auto & General Services Pty Ltd ABN 61 003 617 909 AFSL 241411 (AGS) and by ING Bank (Australia) Ltd ABN 24 000 893 292 as Authorised Representative 1247634 of AGS. If you are at fault, it also covers necessary treatment and expenses and a portion of lost. CTP and Green Slips explained. Suncorp CTP counts as an eligible policy, but can't be discounted due. enquiries@shannons. Online quoting and claiming facilities are also available. However, with additional fire and theft protection for your own car, you are covered for its market value. Retrieve a quote. Award Winner OVERALL INSURANCE 2023. Call 1800 386 505. There are only some circumstances under which you can cancel your CTP Green Slip, including the de-registering of the vehicle and Unused Green Slip. To update vehicle driver details or driving history, give AAMI a call on 13 22 44. gov. Shannons Auctions Pty Limited ABN 83 099 665 497. This Shannons insurance covers loss or damage to your vehicle, including collision or impact, fire, flood, hail, storm, theft and malicious damage. 1. You can use the service to find this information on a vehicle: Odometer reading. This may include the driver of your vehicle, other drivers, passengers, pedestrians, cyclists and motorcyclists. CTP insurance doesn't cover damage to your car or any other cars. Created with Sketch. com. We also include coverage up to the limit of the included cover for your. It covers you against paying compensation to people injured in an accident that you caused. Enthusiasts. We exist to make a positive difference in our members' lives. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. gov. 17. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. Must remain active and be fully paid at. The accident happened on or after 1 April 2023 . At your local branch. 1. Shannons NSW CTP Green Slips Insurance covers drivers for limited or personal injuries sustained on to road from available truck and injured third party. So if your vehicle is involved in an accident, your CTP policy can help with things like medical costs for the people injured because of the accident. Our greenslips. com. 3. Motorbike. Australia's Leading Classic Car & Bike Auction House | Shannons. Unless otherwise stated, Shannons property insurance policies (car, motorcycle, home and contents) are issued by AAI Limited ABN 48 005 297 807 AFSL no. Forms you might need. Multi-Policy Discount. Green Slip / CTP Insurance (Car) MORE DETAILS. BROWSE NSW CTP GREEN SLIP INSURANCE SA CTP INSURANCE. Injuries are covered by your mandatory CTP Green Slip. It’s mandatory in NSW, and you need to arrange it before you. 1w ago. Yes, I would like to receive Shannons Auction eNews and other communication, including promotions from Shannons. Today the Fairlady enjoys a strong following both in Japan and abroad, including Australia where it was marketed as the “Datsun 1500 Sports” from October 1962 – obviously Nissan’s. Canstar may earn a fee for referrals. Forgot customer ID or password? Security reminder Westpac Protect™. Comprehensive Motorcycle. Must remain active and be fully paid at. Find out more. * Purchase a new Shannons Motor Insurance Policy or add a new risk to an existing Shannons Motor Insurance Policy (Motor Insurance) during the Entry Period, excluding CTP insurance and renewals. The new VG heralded an important milestone in the history of Chrysler’s local arm, namely the arrival of the first Australian Hemi engine, replacing the existing slant six. Only one of the six greenslip insurers, NRMA Insurance, now offers At-Fault Driver Cover as an additional feature. If your vehicle is written off you should cancel your registration as soon as possible with Service NSW. com. Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Motorcycle, Caravan, Motorhome, Boat, Travel, Compulsory Third Party Personal Injury (CTP) Insurance and Motor Accident Injuries Insurance (MAI. Our boat insurance is provided by Club Marine, Australia’s largest boat insurance provider with over 50 years' experience. It was set up by the Government Insurance Act of New South Wales to provide workers' compensation insurance under the Workers' Compensation Act of 1926 to take over activities previously carried out by the NSW Treasury Insurance Branch. NRMA Insurance is part of the Insurance Australia Group. 1300 249 961. The Green Slip Check is a quick and easy way to get a Green Slip quote comparison from all insurers (for vehicles up to 4. Call 13 46 46. Introduced in 1996, the Lotus Elise was the saviour of the company founded in the 1950s by Colin Chapman and made famous by cars such as the Elite, Elan and Lotus Cortina. Introduction The Green Slip Check is a quick and easy way to get a CTP Green Slip quote comparison from all insurers, for the most common vehicle types. These are AAMI, Allianz, GIO, NRMA Insurance, QBE and Youi. Online discounts *, like $20 off Third Party Car Insurance and $50 off Comprehensive Car Insurance for the first year’s premium, for new customers who apply and buy insurance online. Sarge2401 on 24/01/2021 - 21:13 +2. Shannons Pty Limited ABN 91 099 692 636 (Shannons) is an authorised representative of AAI Limited ABN 48 005 297 807 (AAI Limited), the issuer Shannons motor and home and contents insurance. cj429. 01. If you’re moving to NSW and are planning to stay longer than 90 days, you’ll need to transfer your car registration. Call 13 46 46. Images for illustrative purposes only. In road-going trim, the Twin Cam developed 109. Vehicles. Registered Office, Level 23, 80 Ann Street, Brisbane Queensland 4000. Cheltenham , South Australia , Australia Private Description. When you sell your car, the CTP Insurance or NSW Green Slip will be transferred to the new registered owner. For vehicles insured in SA, WA or the. You can find a copy of your Certificate of Currency in the renewal pack you receive. Get a Quote. 1, SA Licence T23/854 & NSW Authority TP/00259. It also tells you what to do next if you want to make a complaint to us. Use our Green Slip Check to get a Green Slip quote comparison. NSW CTP Call Centre Hours; Weekdays: 8am - 6pm AEDT; Saturday: 8am - 4pm AEDT; Sunday: Closed; Get a Quote. com. A GIO NSW CTP Insurance policy or GIO ACT MAI Insurance policy will count as an eligible policy, but the premium for these policies cannot be discounted. * Purchase a new Shannons Motor Insurance Policy or add a new risk to an existing Shannons Motor Insurance Policy (Motor Insurance) during the Entry Period, excluding CTP insurance and renewals. * Purchase a new Shannons Motor Insurance Policy or add a. Small Business Business Liability, Money, Portable Business Items. Registered Office, Level 23, 80 Ann Street, Brisbane Queensland 4000. Easy to deal with, ready to help. Note: Searches can only be performed for Queensland registered vehicles. Description. Worst insurer of the year award goes to Budget Direct Comprehensive Car Insurance. Glovebox Guide. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. 8-litre version of the motor rated at 147 bhp, fed by twin SU HD6 carburettors, along with a torque converter and vacuum servo-assisted disc brakes all round - a first on a British saloon car. 1, SA Licence T23/854 & NSW Authority TP/00259. Must remain active and be fully paid at. It’s also our most popular policy. Insurance issued by AAI Limited ABN 48 005 297 807 AFSL 230859. For all other policy claims, please call us anytime on 13 46. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. NSW CTP existing customers Monday to Friday, 8 AM to 7 PM AEDT Saturday, 9 AM to 3 PM AEDT. This includes cover for loss or damage to your contents because of either an accident where your caravan or trailer is accidentally damaged at the same time, or theft following forced entry to your caravan or trailer. * Purchase a new Shannons Motor Insurance Policy or add a new risk to an existing Shannons Motor Insurance Policy (Motor Insurance) during the Entry Period, excluding CTP insurance and renewals. One Suncorp - Shannons InsuranceWe would like to show you a description here but the site won’t allow us. According to the 2023 Finder Awards, Budget Direct is the best car insurance for value and Youi is the best for features. Shannons comprehensive car insurance. Call 13 46 46. When looking for car insurance for your classic & vintage vehicles, no insurance company. With Allianz Roadside Assistance, help is. $600. Registered Office, Level 23, 80 Ann Street, Brisbane Queensland 4000. Get a Quote. You won’t be able to register your 4x4 without it. In person. Phone: 1300 302 568 or visit maic. Contact SIRA. Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807. This support is available for family members regardless of whether you decide to make a claim for personal injury. Driver is under 21 years of age. Registration and any CTP insurance; Other on-road costs. This form should be provided to the CTP insurer after the first treatment on a claim (other than early intervention treatments). 1300 137 664. com. Images for illustrative purposes only. It also. The CL models featured new grilles, a new nose cone and new bonnet and, on sedans, new rear panels including boot lid, lower panel and quarter panel. Compulsory Third Party (CTP) Personal Injury Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO (GIO). 8-litre version of the motor rated at 147 bhp, fed by twin SU HD6 carburettors, along with a torque converter and vacuum servo-assisted disc brakes all round - a first on a British saloon car. 1, SA Licence T23/854 & NSW Authority TP/00259. Things you should know. Its policies cater to the unique needs of. Must remain active and be fully paid at. Shannons can help protect your home with an insurance policy that is uniquely tailored to the motoring enthusiast. Get a Quote. By Shannons - 05 December 2016. Get a Quote. Conditions, terms, limits, and exclusions apply. Check out all the ways you can pay for your NSW CTP insurance. Current Auction. Cancel my home insurance. 1. 8-litre Rover K-Series engine as seen in the MGF, the Elise immediately fulfilled all. Motorcycle. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. This is for private use in. We would like to show you a description here but the site won’t allow us. In NSW, vehicle owners can buy their CTP insurance – or Green Slip – from six licensed insurers 1, including QBE. Cheltenham, South Australia, Australia Private. AAI LIMITED TRADING AS GIO. If so, just get in touch with Service NSW online or call 13 77 88. Once payment is made, your Green Slip will be sent to Transport for NSW (TfNSW) ready for you to register. 230859 ("AAI") while NSW Compulsory Third Party Personal Injury ("CTP") insurance policies are issued by AAI Limited ABN 48 005 297 807 trading as GIO. Pay monthly at no extra cost available for new policies effective from 13/11/22 and renewals from 25/12/22. NRMA would not come to the party. ACT Permit TP 23/01097. The Green Slip predominantly protects the driver of the motor vehicle from liability if they were to injure or cause the death of a person or people in a motor accident. To pay for your Green Slip more than 42 days before your registration's due, call us on 132 132 (7am–8pm) or visit your nearest branch. 1927. Greenslips is a generic term for compulsory third party insurance. And what’s more, everyday we’re growing our coverage across Australia to ensure you're getting the most out of your American Express Card. ACT Permit TP 23/02253, SA Licence T23/1742 & NSW Authority TP/00259. com. When I had full reg on the 101 Shannon's charged me just over $300 per year based on $22K. ABN: 79123074733. 1, SA Licence T23/854 & NSW Authority TP/00259. Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Draw your signature, type it, upload its image, or use your mobile device as a. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. Download, complete and print the Application for Conditional Registration – PDF. 20. Green Slip Price Check is a quick and easy way to get a Green Slip quote comparison from all insurers. This service is useful if you need to know the greenslip insurer for a vehicle involved in a road accident. CTP covers your liability and the liability of anyone else who drives your vehicle, for injuries caused to others in a motor accident. Apia CTP Personal Injury Insurance is issued by AAI trading as GIO. CTP insurance, also known as a Green Slip in NSW, is a type of accident compensation paid to people physically or psychologically injured in a car accident. The number of car thefts in NSW is one of the highest in the country. Greenslips are also referred to as CTP Greenslips, green slips, green slip, greenslip insurance, CTP and CTP Insurance. Shannons. Don't sign in if you are sharing access to your computer. Third Party, Fire and Theft. This is covered by comprehensive car insurance. Suncorp Group Limited is an Australian finance, insurance, and banking corporation based in Brisbane, Queensland, Australia. Compare prices of CTP Green Slips. 7 million. Call us on 132 032 if you are being asked to do this. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. Shannons, as an authorised representative of insurance provider GIO, is able to offer Green Slip cover to NSW residents. Shannons Pty Limited ABN 91 099 692 636 acts as an agent and. written skills and the ability to effectively manage all aspects of each claim whilst keeping in the restraints of the NSW legislation. Get a Quote. 1. For information on how to do this, you can call Service NSW directly on 13 12 36. The winners will be notified by phone and email by 16/8/17 and published in The Australian newspaper on 18/8/17 and on the competition website. 59pm 13/12/23 (Melbourne time). At the most basic level, Third Party Property Damage provides cover for: Liability for loss or damage your car causes to another person’s vehicle or property. This protects a driver from liability if they injure or cause the death of a person in a road. If we are not able to resolve your complaint or you would prefer not to contact the people who provided your initial service, our Customer Relations team can assist. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. The greenslips. Public & Product Liability. Get a Quote. 200 Sold; 22 Passed In; Online Bidding. Can anyone tell , the difference between Regular CTP and Shannons Comprehensive CTP for our beloved Perentie, basically do I need Comprehensive CTP and regular comprehensive insurance. $500. Daimler announced yet another development of the model in July 1958, the Majestic using a new 3. Grab your policy number (easily done via the Suncorp Insurance App !) and details of the accident. Level 10, 99 York St, Sydney NSW 2000. For auto complete:Before you can register any vehicle in NSW, you must buy a compulsory third party (CTP) personal injury insurance policy – a Green Slip. If your vehicle becomes unregistered, you may be able to ask your CTP insurer for a partial CTP refund. Shannons Pty Limited ABN 91 099 692 636 is an authorised representative of AAI Limited ABN 48 005 297 807, the product issuer. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. 1. Cover note insurance isn’t available from Australian insurance providers anymore, but our online comparison tool makes it easy to compare insurance quotes for a variety of car cover policies. Allianz Car Insurance (Car Insurance): 2. Allianz Insurance Covers The Things That Matter Most To You. Compulsory Third Party (CTP) Personal Injury Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO (GIO). Built primarily in the UK, it was also assembled in other markets such as Australia and South Africa. Shannons Pty Limited ABN 91 099 692 636 (Shannons) acts as an agent and authorised representative of GIO. NSW local time Call 1300 004 007. NSW CTP Call Centre Hours; Weekdays: 8am - 6pm AEDT; Saturday: 8am - 4pm AEDT; Sunday: Closed; Get a Quote. Today: 8am - 7pm AEST . Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage. Renewing your policy. Head to Allianz Car Insurance if you’re looking for this type of cover. Sort by: Relevance. Registered Office, Level 23, 80 Ann Street, Brisbane QLD 4000. 89KB) and attach copies of these documents: evidence of the organisation’s corporate status – a Certificate of Registration issued by the Australian Securities and Investment Commission or Certificate of Incorporation issued by NSW Fair Trading. Today: 8am - 7pm AEDT . 1 If your car is a total loss from an insured event within 24 months of it being first registered, we’ll replace it with a new one or pay the equivalent replacement cost. Get a Quote. Find out more. Registered Office, Level 23, 80 Ann Street, Brisbane Queensland 4000. Chrysler’s VG Valiant range was launched in 1970, the second and final facelift of the popular VE/VF series. Car. Subsequent AHRR s do not attract a fee and should be completed as part of the standard consultation cost. Apia offers a 10% discount on your first year’s premium when you purchase a comprehensive car insurance policy. We cover your 4WD and its mods and accessories on and off-road, with Aus-wide coverage for your touring gear too. Registered Office, Level 23, 80 Ann Street, Brisbane Queensland 4000. Send us a message and we’ll be in contact as soon as we can. You can also get information and assistance from the: CTP insurer handling your claim; NSW Law Society's Community Assistance Service (02 9926 0300) for names of personal injury accredited solicitors in your areafor drivers under 25 years of age and other drivers in Australia: compulsory third party (CTP) insurance, third party property insurance, third party fire and theft, and comprehensive insurance. At-Fault Driver Cover was first offered under the old greenslip scheme. Some providers don't provide this automatically. As with our Third Party Property Damage cover, Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million. We would like to show you a description here but the site won’t allow us. Call 13 46 46. Compulsory Third Party (CTP) Social, also known as CTP Green Slip include NSW covers the liability out anyone driving your vehicle for injuries induces to others in a motor spill. Registered Office, Level 23, 80 Ann Street, Brisbane QLD 4000. Call 13 46 46. Renewal of your watercraft registration is required every 12 months. Certificate of Fitness (completed by your doctor) Send your completed claim to: Email: myCTPclaim@qbe. Claims contact details. Images for illustrative purposes only. Compulsory Third Party (CTP) Insurance – known as a CTP Green Slip in NSW – is a policy to cover costs related to injuries caused in a motor vehicle accident. A step by step guide on how to provide physiotherapy services is available in Providing allied health services in the NSW CTP schemes - FAQs. The CTP scheme has been reformed and the types of compensation (and how to claim) depends on when your accident took place. General: 1300 137 131: Green slip prices: 1300 137 600: CTPAssist: 1300 656 919: Email: [email protected] 10, 99 York St, Sydney NSW 2000 Australia Canada United Kingdom United StatesA GIO NSW CTP Insurance policy or GIO ACT MAI Insurance policy will count as an eligible policy, but the premium for these policies cannot be discounted. View T&Cs. Get protection for accidental loss or damage to the contents in your caravan – typically, the cover limit ranges from $500-$2,000. au or by clicking here. NRMA Insurance is part of the Insurance Australia Group. The Australian Financial Complaints Authority (AFCA) can consider a complaint you have about a life insurance or general insurance product. Comprehensive Insurance offers the most cover for you and your car if something goes wrong like an accident or storm damage. club constitution – to demonstrate the club. Competition conducted by Shannons, L23, 80 Ann Street, Brisbane Queensland 4000. Up to $20 million cover for liability to pay compensation for loss or damage to other people’s vehicles and property caused by the use of your bike. Yes, I would like to receive Shannons Auction eNews and other communication. Important note: Greenslips 4 Earth’s comparison is for NSW residents only. 1939 Chevrolet Sloper Sports Coupe (RHD) Sold: $20,000 Sold. . Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL. NSW CTP Call Centre Hours; Weekdays: 8am - 6pm AEDT; Saturday: 8am - 4pm AEDT; Sunday: Closed; Get a Quote. Shannons are giving motoring enthusiasts the chance to win a trip for two to the 2024 Monaco Historics, one of the world's most nostalgic motorsport events. au:NSW CTP Call Centre Hours; Weekdays: 8am - 6pm AEDT; Saturday: 8am - 4pm AEDT; Sunday: Closed; Get a Quote. CTP doesn't provide cover for any damage you cause to other people's cars or property. You can't even get Suncorp CTP in NSW. Call 13 46 46. Based on 36,191 Car Insurance reviews. Please read this information on the AHRR before you use this form for the first time. CTP insurance doesn’t cover damage. Call 13 46 46. Phone. Study support - We encourage external learning and.